TERMS & CONDITIONS.(Updated 2007)

(Moneo or Moneo Group Limited for www. moneofinancial.co.nz.  and www.moneofinancial.com )
This page states the terms and conditions under which you may use this web site.

Please read this page carefully. If you do not accept the Terms and Conditions stated here, please do not feel obliged to use this web site.


*Ownership & Copywrite ©

This Website is totally owned by Moneõ, & subsequently all material contained in this Website remains as the property of Moneo Group Limited. You do not automatically acquire any rights to intellectual property within this site. Material downloaded from this site may only be used for your own personal use, unless expressly stated as allowed.

Also, unless allowed by our site, you must not further copy, modify, use, distribute, amend, adapt or adjust any part of the material obtained via or from our website, in any form, without the prior written consent of Moneo Group Limited.
 

*Changes of content

Moneo reserves full rights to change any online information without notice at any time.


*Liabilty

Moneo is not at law responsible to you, by statute or in equity or otherwise, for any loss, damage or injury incurred by you (whether directly or indirectly) arising from any material or inability to in any way use this website.


*Jurisdiction

Note that this website(including the goods & services within) are governed by, and to be interpreted in accordance with New Zealand law. To the fullest extent permitted by law, Moneo accepts no responsibility for any compliance of the information in this website with the laws of any other country.


*Offer and Acceptance

We reserve full rights to refuse any order for our products or services.



*Disclaimer.

Moneo intends to help you to make added-value decisions in how best to manage your financial decisions.

Our information, including, but not limited to calculators, and third-party information are provided in good faith, and we have made considerable effort to help ensure that our website is up to date, and free from errors. However, much of our site information is provided as contributions from third parties, and subsequently may from time to time be provided on an as-is basis. All warranties, representations or conditions, whether implied by statute, law, trade or custom, which would otherwise apply to this material, are excluded to the fullest extent permitted by law. We advise you to consult your adviser prior to any investment action, and if you do not currently have an adviser, please ask for an approved Moneõ adviser.